Personal Property Insurance – Personal property coverage (usually at replacement cost) protects your valuables, such as furniture, electronics, clothes, etc.
Personal Liability Coverage – Personal liability coverage protects you from costs when you’re deemed legally responsible for injury done by the insured to a Third Party, or damage done to their property
Additional Content Coverage – Additional contents coverage can protect valuables such as jewelry, antiques and fine art
Loss of Use Coverage – “Loss of use” coverage can help cover additional living expenses such as temporary housing in the case of a covered loss
Guest Medical Payment – Guest medical payment can help cover the medical expenses for your guests if they are injured on your property/
Answer: No. Your landlord’s insurance is to protect the overall structure and any liability-related claims against them.
Question: Will I get a discount by bundling my auto and renter’s policies?
Answer: Yes. Some carriers give up to a 15% discount on your insurance.